• Card is accepted at all the Domestic and foreign merchants across the globe.
  • Customer will get 24*7 Concierge Services.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank.
  • Maximum amount of cash limit is 50% of the spending limit.
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day.
  • Billing cycle is from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month.
  • Flexible credit limits for add-on cards.

The below features and the offers available on Rupay Bharat Credit Card are subject to revise and changes will be communicated to the cardholders through SMS, E-mail and through Bank’s website time to time.

Some of the key features are mentioned below:

  • Amazon/Flipkart Voucher: Discount Voucher of Rs. 250 (Per quarter)
  • Swiggy Lite: 3 months plan (Per Annum)
  • Big Basket/Blinkit: Discount Voucher of Rs. 250 (Per Quarter)
  • Book My Show: INR 250 off on purchase of min 2 tickets (Per quarter)
  • Lounge: 4- Domestic (one per quarter) and 2- International (one in six months)
  • Insurance cover of upto 2 Lakhs (Personal Accidental and Permanent Disability), provided by NPCI, which will be renewed on yearly basis.
  • Loyalty Rewards 2X

  • Customer should attain minimum age of 18years.
  • Customer should be having steady source of income verifiable through Income Tax Returns.
  • Customer should have good credit history.
  • Customer need to be an Indian resident or a Non-resident India (NRI).

  • Issuance- NIL
  • AMC – Rs. 400/- (principal card) (exclusive of GST)
  • AMC – Rs. 300/- (Add on card) (exclusive of GST)
  • Replacement - Rs. 300/- (exclusive of GST)

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Click https://cclogin.bankofindia.co.in/
  • Register and Login with Cust Id registered in card and password.
  • Under “Requests” tab, click on “Card Activation”
  • Select Card Number
  • Enter OTP sent to register mobile no.
  • Your card is activated now.

  • Log into the App and go to “My Cards” section
  • Card will be appearing in the window pane. Click on the card to select it.
  • Scroll down to “Activate the card” option.
  • After OTP based authentication, card will be activated.

Note: Card to be activated within 30 days from the date of issuance in order to avoid the closure of the card as per the RBI Guidelines.

  • आईवीआर नंबर डायल करें: 022 4042 6006 या टोल फ्री नंबर: 1800220088
  • अंग्रेजी के लिए 1 दबाएं/हिंदी के लिए प्रेस 2
  • यदि आप मौजूदा कार्डधारक हैं तो 4 दबाएँ
  • अपना कार्ड नंबर दर्ज करें
  • ओटीपी जनरेट करने के लिए 2 दबाएँ
  • पंजीकृत मोबाइल नंबर पर भेजे गए ओटीपी दर्ज करें
  • अन्य प्रश्नों के लिए 1 दबाएँ
  • कार्ड पिन जनरेट करने के लिए 1 दबाएँ
  • पंजीकृत मोबाइल नंबर पर भेजे गए ओटीपी दर्ज करें
  • 4 अंकों का पिन दर्ज करें और उसके बाद #
  • 4 अंकों का पिन फिर से दर्ज करें और उसके बाद #
  • पिन आपके कार्ड के लिए जनरेट किया जाता है।

  • अपने क्रेडेंशियल्स के साथ लॉगिन मोबाइल बैंकिंग ऐप
  • "कार्ड सेवाएँ" मेनू पर जाएँ
  • "क्रेडिट कार्ड सेवाओं" पर जाएं
  • ऊपर प्रदर्शित एक्टिव कार्ड का चयन करें जिसके लिए पिन उत्पन्न करना है
  • "पिन जनरेट करें" विकल्प चुनें
  • पंजीकृत मोबाइल नंबर पर भेजे गए ओटीपी दर्ज करें
  • 4 अंकों का पिन दर्ज करें
  • 4 अंकों का पिन फिर से दर्ज करें
  • पिन आपके कार्ड के लिए जनरेट किया जाता है

  • अपने क्रेडेंशियल्स के साथ लॉगिन ऐप
  • उस कार्ड का चयन करें जिसके लिए पिन जनरेट करना है
  • "ग्रीन पिन बदलें" विकल्प चुनें
  • रजिस्टर्ड मोबाइल नंबर पर भेजा गया ओटीपी दर्ज करें।
  • 4 अंकों का पिन दर्ज करें
  • पुन: 4 अंकों का पिन दर्ज करें
  • पिन आपके कार्ड के लिए जनरेट किया जाता है

  • क्लिक https://cclogin.bankofindia.co.in/
  • कार्ड और पासवर्ड में पंजीकृत कस्टमर आईडी के साथ लॉगिन करें
  • "रिक्वेस्ट" टैब के तहत, "ग्रीन पिन" पर क्लिक करें
  • कार्ड नंबर चुनें
  • रजिस्टर्ड मोबाइल नंबर पर भेजा गया ओटीपी दर्ज करें।
  • 4 अंकों का पिन दर्ज करें
  • पुन: 4 अंकों का पिन दर्ज करें
  • पिन आपके कार्ड के लिए जनरेट किया जाता है।

Process to avail offers:

  • Log into the Rupay Platinum Portal https://www.rupay.co.in/platinum-booking.
  • One time Registration is required.
  • Once registered, login with your credentials or OTP.
  • Once logged-in, cardholders can view all the available benefits and offers.
  • Click on the features/offers which you want to enjoy.
  • You will be able to view all the complimentary and discounted features/offers.
  • Click on the “Redeem” button to select the suitable date and time and confirm the booking of the feature.
  • You will be directed to the payments page for the booking.
  • Cardholder will have to complete a Rs. 1 transaction to with Rupay card to complete the booking.
  • Post payment, cardholder will receive the voucher code through mobile/email for the selected service, which he/she needs to present at the merchant outlet/website.
  • In case of any service issues, customers can write directly to NPCI at rupayselect[at]npci[dot]org or send email at HeadOffice[dot]CPDcreditcard[at]bankofindia[dot]co[dot]in

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.