- Loan available upto 85 % of Gold value.
- Nominal processing charge
- Express credit delivery
- Easy repayment terms
- Overdraft facility available.
- No pre closure charges
- Attractive rate of Interest.
- Special Concession in ROI for hallmarked jewellery*
- TAT - 25 Minutes
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Any individual who is lawful owner of Gold jewellery/ornaments/coins.
Quantum of finance
For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh
Before applying you must have
- KYC documents(identity proof and address proof)
- Gold jewellery/coin that can be pledged.
- Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Rate of Interest
Activity | Repayment Upto 12 months | Repayment Above 12 months upto 36 months |
---|---|---|
Agriculture | 1-Y MCLR | 1-Y MCLR+0.30% |
Food and Agro | RBLR+0.50% | RBLR+0.80% |
MSME/OPS | RBLR+0.80% | RBLR+1.30% |
Consumption/Non priority | 1-Y MCLR+1.15% | 1-Y MCLR+1.65% |
Processing Charges
Limit | Charges |
---|---|
Upto 0.50 lakh | Nil |
Over 0.50 lakh to Rs.10.00 lakh | 0.25% of sanctioned limit with maximum cap of Rs 1500/- |
Above Rs.10.00 lakh | 0.25% of sanctioned limit with maximum cap of Rs 5000/- |
*Terms & Conditions apply. For further details, Please contact your Nearest Branch