Gold Loan

BOI


  • Loan available upto 85 % of Gold value.
  • Nominal processing charge
  • Express credit delivery
  • Easy repayment terms
  • Overdraft facility available.
  • No pre closure charges
  • Attractive rate of Interest.
  • Special Concession in ROI for hallmarked jewellery*
  • TAT - 25 Minutes
For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

BOI


*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI


To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.

For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

BOI


*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI


Any individual who is lawful owner of Gold jewellery/ornaments/coins.

Quantum of finance

For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh

Before applying you must have

  • KYC documents(identity proof and address proof)
  • Gold jewellery/coin that can be pledged.
  • Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.
For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

BOI


*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI


Rate of Interest

Activity Repayment Upto 12 months Repayment Above 12 months upto 36 months
Agriculture 1-Y MCLR 1-Y MCLR+0.30%
Food and Agro RBLR+0.50% RBLR+0.80%
MSME/OPS RBLR+0.80% RBLR+1.30%
Consumption/Non priority 1-Y MCLR+1.15% 1-Y MCLR+1.65%

Processing Charges

Limit Charges
Upto 0.50 lakh Nil
Over 0.50 lakh to Rs.10.00 lakh 0.25% of sanctioned limit with maximum cap of Rs 1500/-
Above Rs.10.00 lakh 0.25% of sanctioned limit with maximum cap of Rs 5000/-
For more information
Please send SMS-‘GOLD’ to 7669021290
Give a missed call to 8010968370

BOI


*Terms & Conditions apply. For further details, Please contact your Nearest Branch