Star Pravasi Home Loan


  • Maximum repayment tenure up to 360 months
  • EMI starts @ Rs.776/- per Lakh
  • Holiday/Moratorium period up to 36 months
  • Income of co-applicant (close relative) considered for eligibility
  • For purchase of plot (house to be constructed within 5 years)
  • Smart Home Loan (OD facility) for entire limit/outstanding balance @0.50 above ROI of Home Loan
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for furnishing of house @ROI Home Loan
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Loan facility for addition/extension/renovation of existing property
  • Insurance premium considered under Project Cost (treated as Home Loan component)
  • Step up/Step Down EMI facility

Advantages

  • No Maximum Limit
  • Low interest rate
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to limit Rs. 5.00 Crores
HOME LOAN

This is a preliminary calculation and is not the final offer

Total Amount
Eligible Amount
Monthly Loan EMI (Approx.):


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


  • NRI/PIO are eligible
  • Indian Citizen working in merchant navy having NRI status
  • Indian citizens working abroad on assignment with National/International government agencies
  • Age: Minimum 18 years to maximum age 70 years at the time of final repayment
  • Maximum Loan Amount: Know Your Eligibility


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • Starting from 8.60%
  • ROI is calculated on daily reducing balance
  • For more details; Click on

Charges

  • PPC waived under festive offer till 31.03.2023


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


For Individuals

  • Passport with VISA printed on it
  • Work permit
  • Copy of PAN
  • ID card issued by employer
  • Proof of Address in India
  • Proof of Address in Foreign
  • Proof of Address in Employer with contact details
  • Latest Salary slip in original
  • Annual Income Tax Return filed as per rules applicable in the country where he resides for last 2 years

For other than Individuals

  • Passport with VISA printed on it
  • Copy of PAN
  • Proof of Address in India
  • Proof of Address in Foreign
  • Membership of professional organization
  • Government or local body permission or license to engage in business activity
  • Income Proof (Based on Audited Financial)
  • Statement/Income Proof/Return etc., as applicable to the country of present residence

# To be attested by employer (if employer is a Bank/MNC/Govt. Body). Otherwise To be attested by Bank of India Branch /Representative Office /consulate /our foreign office /Embassy.


*Terms & Conditions apply. For further details, Please contact your Nearest Branch

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