Atal Pension Yojna

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Atal Pension Yojna is a Social Security Scheme introduced by Govt. of India, aimed at providing a steady stream of income after the age of 60 to all citizens of India.

It is based on National Pension Scheme (NPS) frame work. Permanent Retirement Account Number (PRAN) will be provided to the subscriber immediately by the branch.
Subscribers joining APY scheme at an early stage of age would be required to pay lesser monthly subscription amount as compared to the subscriber joining at a later age as illustrated in the above table.

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Pension Details

Under APY the subscribers have a choice to get Fixed Monthly Pension amount from Rs. 1000, Rs.2000, Rs. 3000, Rs. 4000 and Rs. 5000 by paying monthly subscription as per the table given below:

Age Of Entry	Years Of Contribution	Monthly pension of Rs. 1000	Monthly pension of Rs. 2000	Monthly pension of Rs. 3000
18	42	42	84	126
19	41	46	92	138
20	40	50	100	150
21	39	54	108	162
22	38	59	117	177
23	37	64	127	192
24	36	70	139	208
25	35	76	151	226
26	34	82	164	246
27	33	90	178	268
28	32	97	194	292
29	31	106	212	318
30	30	116	231	347
31	29	126	252	379
32	28	138	276	414
33	27	151	302	453
34	26	165	330	495
35	25	181	362	543
36	24	198	396	594
37	23	218	436	654
38	22	240	480	720
39	21	264	528	792
40	20	291	582	873

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Facilities

Central Government will co-contribute 50% of the total yearly contribution or Rs. 1000 per annum, whichever is lower, for the period of 5 Years in the account of subscribers who join the scheme up to 31st December, 2015 and who are not a member of any Statutory Social Scheme and not an income tax payer.
Nomination facility is available.
Premature exit from APY is not permitted. However, it is permitted only in exceptional circumstances i.e. in the event of the death of beneficiary for terminal disease.

Grievance redressal

Customer can either approach their base branch or submit the grievance over our email - Apy.Boi@bankofindia.co.in .

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Death and NPS Continuation Form

English

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Death and NPS Continuation Form

Hindi

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Subscriber Registration Form

English

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Subscriber Registration Form

Hindi

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Pension Details

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Facilities

Grievance redressal

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Internal Engagements

Age Of Entry	Years Of Contribution	Monthly pension of Rs. 1000	Monthly pension of Rs. 2000	Monthly pension of Rs. 3000
18	42	42	84	126
19	41	46	92	138
20	40	50	100	150
21	39	54	108	162
22	38	59	117	177
23	37	64	127	192
24	36	70	139	208
25	35	76	151	226
26	34	82	164	246
27	33	90	178	268
28	32	97	194	292
29	31	106	212	318
30	30	116	231	347
31	29	126	252	379
32	28	138	276	414
33	27	151	302	453
34	26	165	330	495
35	25	181	362	543
36	24	198	396	594
37	23	218	436	654
38	22	240	480	720
39	21	264	528	792
40	20	291	582	873

Age Of Entry	Years Of Contribution	Monthly pension of Rs. 1000	Monthly pension of Rs. 2000	Monthly pension of Rs. 3000
18	42	42	84	126
19	41	46	92	138
20	40	50	100	150
21	39	54	108	162
22	38	59	117	177
23	37	64	127	192
24	36	70	139	208
25	35	76	151	226
26	34	82	164	246
27	33	90	178	268
28	32	97	194	292
29	31	106	212	318
30	30	116	231	347
31	29	126	252	379
32	28	138	276	414
33	27	151	302	453
34	26	165	330	495
35	25	181	362	543
36	24	198	396	594
37	23	218	436	654
38	22	240	480	720
39	21	264	528	792
40	20	291	582	873

Age Of Entry	Years Of Contribution	Monthly pension of Rs. 1000	Monthly pension of Rs. 2000	Monthly pension of Rs. 3000
18	42	42	84	126
19	41	46	92	138
20	40	50	100	150
21	39	54	108	162
22	38	59	117	177
23	37	64	127	192
24	36	70	139	208
25	35	76	151	226
26	34	82	164	246
27	33	90	178	268
28	32	97	194	292
29	31	106	212	318
30	30	116	231	347
31	29	126	252	379
32	28	138	276	414
33	27	151	302	453
34	26	165	330	495
35	25	181	362	543
36	24	198	396	594
37	23	218	436	654
38	22	240	480	720
39	21	264	528	792
40	20	291	582	873