SAVINGS BANK ACCOUNT GENERAL

Savings Bank Account General

Bank of India has always prioritized your financial well-being while offering exceptional banking solutions. Our SB General account is a simplified savings account that offers a hassle-free banking experience with every transaction.

A Savings Account for everyone

Make a smart choice by choosing simplified banking that gives exactly what you need from a savings account and then some more.

With user-friendly online and mobile banking platforms, banking becomes a breeze. Perform transactions, transfer funds, and access your account details anytime, anywhere. Our digital banking services are designed to provide you with a seamless and secure banking experience, giving you complete control over your finances. You can now open your savings account at the convenience of your home through our digital platform also.

Open the doors to a comprehensive banking experience with the Savings Bank Account from Bank of India. Join us today and unlock the benefits of a savings bank account that simplifies banking and embraces digital convenience. Start saving more and experience the difference of banking with Bank of India

Savings Bank Account General

Eligibility

  • All resident individuals (singly or jointly), Two or more individuals Joint Accounts, Hindu Undivided Families (HUF)
  • Minimum Balance Requirement - No Daily Minimum balance requirements

Features

Features Normal Classic Gold Diamond Platinum
AQB M/U: Rs 1000/-, R/SU: Rs 500/- Rs 10,000/- Rs 1 Lakhs Rs 5 Lakhs Rs 10 Lakhs
Eligible ATM Card Rupay NCMC Rupay Platinum Rupay Select Visa Business Visa Signature
Waiver of ATM/ Debit card AMC 50,000/- Waived Waived Waived Waived
Free Cheque Leaves First 25 leaves 25 leaves per annum 25 leaves per quarter 50 leaves per quarter Unlimited
Waiver of RRTGS/NEFT charges NA 10% waiver 50% waiver 100% waiver 100% waiver
Free DD/PO NA 10% waiver 50% waiver 100% waiver 100% waiver
Credit card issuance charges waiver NA 50% waiver 100% waiver 100% waiver 100% waiver
Credit card AMC Waiver (Min transaction Amt) 50,000/- 75,000/- 1,00,000 2,00,000 5,00,000
SMS/Whatsapp Alert Charges Chargeable Chargeable Free Free Free
GPA & other covers* Rs 1,00,000 Rs 10,00,000 Rs 25,00,000 Rs 50,00,000 Rs 1,00,00,000
Free transaction at BOI ATM per month 5 5 Unlimited Unlimited Unlimited
Free transaction at other ATM per month Nil 5 10 20 30
Concession in retail loan processing charges** Not available Not available 50% 75% 100%
Concession in ROI for retail loan** Not available Not available 5 bps 10 bps 25 bps
Locker Rent concession Not available Not available 10% 50% 100%
  • *The cover is subject to settlement of claims by the insurance company without any liability to the bank. The rights and liabilities of the insured shall be with the insurance company.
  • Bank holds the right to withdraw the facility at its discretion.
  • **In case of any other concessions already offered to retail loan customers, viz festive offers, special concessions to women beneficiaries etc, the concession proposed here is automatically withdrawn.

Terms and Conditions apply

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