KCC For Crop Production

  • Attractive interest rate (7% p.a.) on loans upto Rs.3.0 lacs
  • 3% interest subvention (Upto Rs.9000/- per borrower)for loans upto Rs. 3.00 lacs on prompt repayment.*
  • Smart Cum Debit Card (Rupay Cards) for all eligible borrowers.
  • Comprehensive Progressive limit for 5 years available.10% limit increase every year, subject to annual review.
  • Personal accident insurance scheme (PAIS) coverage available.
  • No collateral security for loans upto Rs.1.60 lacs. Only Hypothecation of Standing Crop.
  • Eligible crops may be covered under PRADHAN MANTRI FASAL BIMA YOJNA (PMFBY) on premium payment.
  • Type of facility-Cash Credit and Term loan for investment.

TAT

Upto Rs.160000/- Above Rs.160000/-
7 business days 14 business days

* TAT will be counted from the date of receipt of Application (complete in all respects)

Quantum of finance

Need based finance considering cropping pattern, acreage and scale of finance.

For more information
Please send SMS-'KCC’ to 7669021290
Give a missed call to 8010968370

*T&C applied

  • To meet the short term credit requirements for cultivation of crops including fodder crops
  • To meet long term credit requirements for cultivation of crops (i.e. sugarcane, Fruit maturing more than 12 months etc.).
  • Post harvest expenses
  • Produce Marketing Loan
  • Consumption requirements of farmer household
  • Working Capital for maintenance of farm assets and activities allied to agriculture like dairy animals, inland fishery, etc.
  • Investment credit requirement for agriculture and allied activities like pumpsets, sprayers, dairy animals, etc.

For more information
Please send SMS-'KCC’ to 7669021290
Give a missed call to 8010968370

*T&C applied

  • All farmers-individual/ joint borrowers who are owner cultivators.
  • Tenant farmers, oral lessees and share croppers
  • Self Help Groups (SHGs) and Joint Liability Groups (JLGs) of farmers including tenant farmers, share croppers, etc.

Before applying you must have

  • KYC documents (identity proof and address proof)
  • Proof of landing holding/tenancy.
  • Mortgage of land or other Collateral security of adequate worth for loans above Rs. 3.00 lacs.(under tie up arrangement) and Rs. 1.60 lacs(under no tie up arrangement)

For more information
Please send SMS-'KCC’ to 7669021290
Give a missed call to 8010968370

*T&C applied

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