Star Smart Home Loan

BOI

  • Minimum Loan amount:
  • For Salaried: Rs. 5.00 Lacs
  • For self-employed: Rs. 10.00 Lacs
  • Maximum repayment tenure up to 360 months
  • Holiday/Moratorium period up to 36 months
  • Income of co-applicant (close relative) considered for eligibility
  • For purchase of plot (house to be constructed within 5 years)
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for furnishing of house @ROI Home Loan
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Loan facility for addition/extension/renovation of existing property
  • Insurance premium considered under Project Cost (treated as Home Loan component)

Advantages

  • No Maximum Limit
  • Overdraft facility
  • Operation of account through Cheque book, Debit card, Net-banking/Mobile banking facility
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to limit Rs. 5.00 Crores
HOME LOAN

This is a preliminary calculation and is not the final offer

Total Amount
Eligible Amount
Monthly Loan EMI (Approx.):

BOI

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI

  • Existing SB/CD customer with average balance above Rs. 5000 since last 1 year
  • New SB/CD Customers with opening balance above Rs. 5000
  • Individuals with Salary account with BOI
  • All other conditions as per Star Home Loan scheme
  • Maximum Loan Amount: Know Your Eligibility

BOI

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI

  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • Starting from 8.30%
  • ROI is calculated on daily reducing balance
  • For more details; Click on

Charges

  • Special Offer - Waiver of Processing Charges till 31.03.2024

BOI

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

BOI

For Individuals

  • Proof of identity (any one): PAN/Passport/Driver Licence/Voter ID
  • Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
  • Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement

For other than Individuals

  • KYC of Partners/Directors
  • PAN Card copy of Company/Firm
  • Regd. Partnership Deed/MOA/AOA
  • Certificate of incorporation as applicable
  • Account statement for last 12 months
  • Firm’s Audited Financials for last 3 years

BOI

*Terms & Conditions apply. For further details, Please contact your Nearest Branch

PRODUCTS YOU MAY LIKE

Star Home Loan
Star Home Loan

Why rent when you can buy with BOI test

Learn More arrow
Star Diamond Home Loan
Star Diamond Home Loan

Joy of owing a home without burden

Learn More arrow
Star Pravasi Home Loan
Star Pravasi Home Loan

Non Resident Indians (NRIs) holding valid Indian Passport

Learn More arrow
Star Top Up Loan
Star Top Up Loan

Easily top up your existing loan.

Learn More arrow
Star Home Loan - Furnishing
Star Home Loan - Furnishing

Make house a home with star home loan

Learn More arrow
Star-Smart-Home-Loan