Health Recharge

BOI

HIGHER COVERAGE-Get coverage up to 95 lakh sum insured
PRE & POST HOSPITALISATION MEDICAL EXPENSES-Get 60 & 90 days of medical expenses incurred pre & post hospitalisation. Covered up to sum insured
E-CONSULTATIONS-Get Unlimited telephonic /online consultations
PHARMACY AND DIAGNOSTIC SERVICES-Avail discounts on medicines and diagnostic through our empanelled service providers
DAY CARE TREATMENTS-Coverage for all day care treatments up to sum insured

CRITICAL ILLNESS COVER-Get up to 10 Lakh coverage
MODIFICATION IN ROOM RENT-Single private room; covered up to sum Insured (optional available only for deductible more than 50,000)
PERSONAL ACCIDENT COVER-Get coverage of up to 50 Lakh for accidental death, partial and total disability
TAX SAVINGS-Up to 30% tax benefit u/s 80D of income tax act 1961
TENURE DISCOUNTS-Discount of 7.5% and 15% on 2nd and 3rd year premiums respectively

PRODUCT BENEFITS
1	Sum Insured	2L, 3L/4L, 5L / 7.5L / 10L / 15L / 25L / 40L / 45L / 65L / 70L / 90L / 95L
2	Annual Aggregate Deductible	E-saver: 10k, 25k, 50k \| Super Top-up: 1L to 10L in multiples of 1L
3	In-patient care	Covered up to Sum Insured
4	Room Rent	Up to 1% of Base Sum Insured per day
5	Pre & Post Hospitalisation Expenses (60 & 90 days)	Covered up to Sum Insured
6	Day Care Treatment, Alternative Treatment, Domiciliary	Covered up to Sum Insured
7	Living Donor Organ Transplant	Covered up to Sum Insured
8	Emergency Ambulance	Up to INR 1,500 per event
9	e-consultation	Unlimited telephonic / online consultations
10	Pharmacy and diagnostic services	Available through our empanelled service provider
11	Loyalty Additions	5% of Base SI; max up to 50% of Base SI (This benefit is applicable only for Base Sum Insured up to Rs. 25 Lac)
12	Mental Disorders Treatment	Covered up to Sum Insured (sub-limit applicable on few conditions)
13	HIV / AIDS	Covered up to Sum Insured
14	Artificial Life Maintenance	Covered up to Sum Insured
15	Modern Treatments	Covered up to Sum Insured (sub-limit applicable on few conditions)
16	Personal Accident cover (AD, PTD, PPD) - (Optional Cover)	Options available: 1Lac, 2Lacs, 5Lacs to 50Lacs (in multiple of 5Lacs)
17	Critical illness cover - (Optional Cover)	Options available: 1Lac to 10Lacs (in multiple of 1 Lac)
18	Modification in room rent - (Optional Cover)	Single private room; covered up to Sum Insured (option available only for deductible more than 50,000)