BOI  Domestic Credit Card


  • For Domestic usage and valid only in India and Nepal.
  • Customer will get 2X Reward points in POS an ECOM transactions. *(Excluding Blocked Categories).
  • Maximum amount of cash limit is 50% of the spending limit
  • Maximum amount of cash that can be withdrawn from – ATM – Rs. 15,000 per day.
  • Billing cycle starts from 16th of current month to 15th of next month.
  • Payment is to be made on or before 5th of succeeding month which mostly suits the requirement of salaried class.
  • Interest free credit upto 51 days and revolving credit facility at preferential rate.
  • Flexible credit limits for add-on cards.


  • Individual, Staff/non-staff, private limited company, partnership firms, public limited company.
  • Customer should be having steady source of income verifiable through Income Tax Returns


  • Issuance of Master India Credit Card is discontinued.


Through IVR/Toll Free:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Bank’s Website.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now
Through Omni Neo Mobile Banking App:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 2 for Activation of New Card
  • Enter 16 digit full card number followed by #
  • Enter Card Expiry Date mentioned on card in MMYY format.
  • Enter OTP sent to registered mobile no
  • Your card is activated now

  • Click https://cclogin.bankofindia.co.in/
  • Register and Login with Cust Id registered in card and password.
  • Under “Requests” tab, click on “Card Activation”
  • Select Card Number
  • Enter OTP sent to register mobile no.
  • Your card is activated now.

  • Log into the App and go to “My Cards” section
  • Card will be appearing in the window pane. Click on the card to select it.
  • Scroll down to “Activate the card” option.
  • After OTP based authentication, card will be activated.


Steps for PIN Generation through IVR/Toll Free :

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through Mobile Banking App:

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Generation through BOI Credit Control App

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.
Steps for PIN Activation through Bank’s website

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Press 1 to generate Card PIN
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN followed by #
  • Re-enter 4 digit PIN followed by #
  • PIN is generated for your card.

  • Login Mobile Banking App with your credentials
  • Go to “Card Services” menu
  • Go to “Credit Card Services”
  • Select Active Card displayed above for which PIN is to generate
  • Select “Generate PIN” option
  • Enter OTP sent to registered mobile number
  • Enter 4 digit PIN
  • Re-enter 4 digit PIN
  • PIN is generated for your card

  • Login App with your credentials
  • Select Card for which PIN is to generate
  • Select “Change Green PIN” option
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Green PIN”
  • Select Card Number
  • Enter OTP sent to registered mobile no.
  • Enter 4 digit PIN
  • Re Enter 4 digit PIN
  • PIN is generated for your card.


Through Bank’s website:

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Omni Neo Mobile Banking App:

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through Credit Card Control App:

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.
Through IVR/Toll Free:

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Click https://cclogin.bankofindia.co.in/
  • Login with Cust Id registered in card and password
  • Under “Requests” tab, click on “Channel Configuration ”
  • Select Card Number
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Log into the App and go to “My Cards” section.
  • Card will be appearing in the window pane. Click on the card to select it.
  • Select the “Set Limits and Channels” option.
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Login App with your credentials
  • Select Card for which Channels and Limits are required to be set
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement
  • Click on submit to save the changes.
  • Limits get updated successfully in the card.

  • Dial IVR No: 022 4042 6006 or Toll Free No: 1800220088
  • Press 1 for English/ Press 2 for Hindi
  • Press 4 if you are an existing cardholder
  • Enter your card number
  • Press 2 to generate OTP
  • Enter OTP sent to registered mobile number
  • Press 1 for other queries
  • Enable POS/ATM/ECOM/NFC transaction flag and set the Limit as per your requirement.
  • Enter OTP sent to registered mobile number
  • Limits get updated successfully in the card.