BOI
Eligibility
- Members of one Family will be grouped under a common group UNIQUE GROUP ID with a minimum of 2 and a maximum of 6 members of the family. The family members may include Spouse, Son, Daughter, Father, Grandfather, Father-in-law, Grandmother, Mother, Mother-in-law, Daughter-in-law, Son-in-law, Brother, Sister, Grand Son & Grand Daughter. The family members should be from the same family unit (maternal or paternal clan)
- All accounts must be UCIC and KYC compliant. Non-KYC Compliant/Dormant/Frozen/Inoperative /NPA/Joint /Staff/Institutional /BSBD accounts cannot be linked under the BOI Star Parivaar Savings account.
Features
Features | Gold | Diamond | Platinum |
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Daily Minimum Balance Stipulation | No Daily Minimum Balance Stipulation | ||
Total Average Quarterly Balance (AQB) in all accounts (Linked under single Family Group ID) Minimum – 2 accounts Maximum – 6 accounts |
₹ 2 Lakh | ₹ 5 Lakh | ₹ 10 Lakh |
Card on Offer | Rupay Select | Rupay Select | Rupay Select |
Waiver of ATM/ Debit Card Issuance charges | 20% | ||
Waiver of ATM/ Debit Card AMC | 20% | ||
Free Cheque Leaves | Unlimited | ||
Waiver of RTGS/NEFT Charges | 50% waiver | 100% waiver | 100% waiver |
Free DD/PO | 50% waiver | 100% waiver | 100% waiver |
SMS Alerts | Free | ||
Whatsapp Alerts | Free | ||
Group Personal Accident Insurance Cover & other covers | Individual Cover Based on their savings account AQB maintained would be available. (Existing SB GPA scheme cover) |
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Passbook | Issuance Free | ||
Free Transaction at BOI ATM per month | 10 | ||
Free Transaction at other bank ATM per month | 3 (Metro centres) 5 (Non-Metro centres) |
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Locker Rent Concession – Only One Locker Per Group (On A or B Type Locker Only) | 10% | 50% | 100% |