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Financial Inclusion
Ancillary Services
- Nil Minimum Balance Requirement
- Free of cost Issuance of ATM card for all types of Rupay ATM cum Debit cards, Except Rupay Select cards
- Free 25 Cheque leaves Per Quarter
- Free 6 Demand Drafts/Py Order ( up to Rs.50,000) per quarter
- Free Share Holding for holdings up to Rs. 50,000/- and Rs. 150 for holdings up to Rs. 2 Lakh.
- 50% waiver of processing charges in Vehicle Loan, Home Loan & Personal Loan.
- Concession in charges of lockers
- Free RTGS/NEFT payment facility through branches/internet banking.
- Free Star sandesh facility.
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Group Personal Accident Death Insurance Cover of up to Rs.50 Lakh*
- Permanent Total Disability Cover (as defined vide Insurance Policy) of up to Rs.50 lakhs*
- Permanent Partial Disability (50%) Cover (as defined vide Insurance Policy) of up to Rs.25 lakhs*.
- Air Accidental Insurance of up to Rs.1 Crore*
- Education Benefit of Rs.2 lakh (for cases resulting in death/PTD)
- Golden Hour Cashless Hospitalization up to Rs.1 lakh (for cases resulting in Death/PPD/PTD)
- Maximum Insurance Cover available is either 10 times Gross annual income of account holder or any of the above mentioned applicable Insurance Coverage’s, whichever is less.
Please note:
- The Cover is Subject to settlement of Claim by the Insurance Company without any Liability to the Bank. The rights and liabilities of the insured shall be with the Insurance Company.
- Bank holds the right to withdraw the facility at its discretion. A prior notice shall be given to all account holders covered in the scheme.
- The Insurance Cover Benefits are over and above their own Organization’s Group Insurance Scheme
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
Salary Advance as Easy Overdraft Facility(max 1 month)
- Quantum:
One month’s net salary ( not to exceed Rs. 1 Lakh) - Subject to:
- Minimum one month’s Salary Credit in the Salary Account.
- Undertaking from employee/ employer - ROI: As applicable to Star Personal Loan for the scheme Repayment within 30 days
- Delegation: Branch Head irrespective of Scale
Instant Personal Loan
- Quantum: Demand Loan of 6 months net salary (not to exceed Rs. 5 Lakh) to be repaid in less than 36 months.
- Subject to:
- Minimum CIBIL Score of 675
- The proponent does not have any existing personal loan from anywhere else
- Minimum three months’ Salary Credit in the Salary Account.
- All other prevailing conditions of Star Personal Loan Scheme are to be complied with.
Undertaking from employee/ employer - ROI: As applicable to Star Personal Loan
- Delegation: Branch Head irrespective of Scale
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
- Issuance of Rupay International card free of cost.
- Utility Bills Payment Facility Through E-Pay
- Assisted Online Filling of ITR through Bank’s website
- Option of availing health insurance and Group Term insurance from existing tie-up partners
- First issuance of Pass Book will be free
*Terms & Conditions apply. For further details, Please contact your Nearest Branch
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