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- Individual - Single Accounts
- Minors
- Government and Quasi-Government Bodies
- Two or more individuals - Joint Accounts
- Limited Companies
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- Sole Proprietory Concerns
- Associations, Clubs, Societies, etc.
- Religious Institutions
- Partnership Firms
- Trusts
- Educational Institutions (including Universities)
Deposits under Double Benefit Deposit Scheme are accepted for a fixed period from six months upto a maximum period of 120 months. These deposits, on maturity are repayable with interest compounded on quarterly basis. These deposits may be accepted even for periods where the terminal quarter/half year is incomplete.
- Minimum amount that may be accepted for the scheme shall be Rs.10,000/-in Metro and Urban Branches and Rs.5000/- at Rural and Semi urban Branches For senior citezens the min amount is Rs5000/-
- Minimum Amount criteria will not be applicable to Subsidy kept under GOVT Sponsored Schemes, Margin Money, earnest money and court attached/ordered deposits Payment of Interest
- Interest will be paid at the time of maturity along with principal with quarterly compounding.(The payment/credit of interest in the account will be subject to TDS as applicable)PAN number is essential for those accounts where TDS is deducted.
- Payment and Renewal of Deposits Before Maturity
- Illiterate Persons
- Depositors may request repayment of their deposits before maturity. Repayment of term deposits before maturity is permissible in terms of the directives of the Reserve Bank of India issued from time to time. In terms of the directives, the provision regarding premature withdrawal of deposits is as follows
Penalty on premature withdrawal of deposits
| S.No | Effective Date 
|
Amount of Deposits | Remarks |
|---|---|---|---|
| 1 | 14/06/2022 | Penalty on premature withdrawal of deposits | Penalty waived |
| 2 | 08/06/2022 | All fresh and renewed Domestic Rupee Term deposits for Rs. 25 Lacs and above. | Penalty waived |
| 3 | 14/06/2022 | All fresh and renewed Domestic Rupee Term deposits | Penalty waived |
| 4 | 05/06/2022 | All Domestic Rupee Term Deposits of Rs.1 Cr & above received / renewed on or after 27.06.2011. | Penalty imposed |
| 5 | 21/06/2022 | All fresh and renewed deposits Domestic Rupee Term Deposits | Penalty waived |
We provide loans to meet various Personal requirements of customers and their family. Bank offers loans for marriage expenses, medical expenses, educational expenses, purchase of consumer durables etc.
1. CHECK ELIGIBILITY
Select the Loan amount and tenure to calculate as per your requirement.
2. SUBMIT APPLICATION
Fill in the online form and attach required documents with the application.
3. CHECK APPROVAL STATUS
Personal Loan for approved application will be disbursed in your Savings Account.
STILL HAVE QUESTIONS?
StarBot your personal assistant is here to help you out
with all your queries.
Downloadable documents for the loan application to be submitted by the applicant.
General questions and answers on personal loan.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
In case you are unable to visit our branch for prepayment of your loan, you can send your representative along with an authority letter duly signed by the loan applicant, for payment.
The co-applicant or third party visiting the branch for closing the loan needs to carry the documents mentioned below:
- Main applicant Identification proof (Driving License or Passport or Voters card or PAN Card)
- Authorisation letter from main applicant.
OTHER
DEPOSITS
