ഫിസിക്കൽ പിഒഎസ്

Point of Sale (PoS) terminal is like a digital cash register that enables a merchant to accept payment from his/her customer through debit/credit/prepaid card or QR scanning. It includes a screen, scanner and printer making transactions smoother and faster for business.


  • Quick Deployment of POS Machine at Merchant Location
  • Safe and Secure Payment
  • Zero Installation charges
  • Zero rental facility for high-value customers
  • Deviation in MDR for deserving customers
  • Merchant transaction credit on T+1 basis including holidays
  • Daily POS transaction statement is directly sent to registered E-mail ID
  • Providing services to Pan India
  • No hidden costs

ബാങ്ക് ഓഫ് ഇന്ത്യ മർച്ചന്റ് സൊല്യൂഷനുകൾ എങ്ങനെ പ്രയോജനപ്പെടുത്താം
ബാങ്ക് ഓഫ് ഇന്ത്യ മർച്ചന്റ് അക്വയറിംഗ് സേവനങ്ങൾ പ്രയോജനപ്പെടുത്തുന്നതിന്, വ്യാപാരിക്ക് അടുത്തുള്ള ബിഒഐ ബ്രാഞ്ച് സന്ദർശിക്കാം.


  • Acceptance of Visa, MasterCard, Rupay Card
  • NFC-enabled terminals facilitating fast payment
  • Providing Mobile Application for Real-time transaction monitoring
  • Acceptance of International Card
  • EMI Facility available
  • Customized POS Solution
  • Dynamic QR Code facility available
  • Cash @ POS facility available


All business entities typically engage in retail sales, hospitality services or other customer-facing transaction having valid proof of business (Business establishment Registration), address proof, photo identity proof of the proprietor/partner/key promoters etc.


  • Merchant's KYC document
  • Merchant's PAN card
  • Business Registration/EstabIishment Certificate
  • Business Address Proof
  • Any other documents as per Bank's requirement


Merchant Discount Rate (MDR) or Merchant Discount Rate, is a fee paid by the merchant to its bank for accepting payments via debit card, credit card, Pre-Paid cards and QR code. This is typically calculated as a percentage of the transaction value undertaken through the cards or QR code. Bank decides MDR charges based on category of merchant as per government and RBI guidelines


  • Android POS (Version 5): Wireless Android Terminals supporting 4G/3G/2G, Bluetooth, 5-inch full touch HD Screen, accepts virtual cards, Bharat QR, UPI, Aadhar Pay etc.
  • GPRS(Desktop): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS(HandheId): SIM Based GPRS terminals with charge slip (Printing of Charge Slip)
  • GPRS (with e-Charge Slip): SIM Based GPRS terminals with e-charge slip (Non - Printing of Charge Slip) (e-charge slip is sent on customer's mobile through SMS)

For More Details, Please Contact Your nearest BOI Branch with the following Documents: Identity proof, Address proof, Business Establishment proof