If you have a dream home in mind, we have just the right finance for it. Star Home Loan offers hassle-free finance to ease up your home-buying journey. With attractive home loan interest rates and minimal paperwork, we make sure you get the best deal in the financial market. We offer dedicated support for a seamless home loan process which further extends throughout the repayment period.

Whether you are a first-time homebuyer or looking for sound finance to invest in residential property, rest assured that you get customised finance with competitive Star Home Loan interest rates. Take your first step towards the keys to your dream home by contacting us and learning everything that Star Home Loan has to offer.


  • Maximum quantum up to 90% of project cost
  • Maximum repayment tenure up to 360 months
  • Holiday/Moratorium period up to 36 months
  • EMI starts @ Rs.765/- per Lakh
  • Income of co-applicant (close relative) considered for eligibility
  • Smart Home Loan (OD facility) for entire limit/outstanding balance @ROI of Home Loan
  • For purchase of plot (house to be constructed within 5 years)
  • Loan facility for addition/extension/renovation of existing property
  • Loan facility for furnishing of house @ROI Home Loan
  • Takeover/Balance Transfer facility with additional Loan amount
  • Instant Top Up Loan Available
  • Loan facility for purchasing Solar PV @ROI Home Loan
  • Insurance premium considered under Project Cost (treated as Home Loan component)
  • Step up/Step Down EMI facility

Benefits

  • Low interest rate
  • Minimal documentation
  • No hidden charges
  • No prepayment penalty
  • Free accidental insurance coverage up to a limit ₹ 5.00 Crores

HOME CALCULATOR

This is a preliminary calculation and is not the final offer

Total Amount
Eligible Amount
Monthly Loan EMI (Approx.):
FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


  • Resident Indian/NRI/PIO are eligible
  • Individuals: Salaried/Self-employed/Professionals
  • Non-individuals: Group/Association of Individuals, HUF, Corporates
  • Trust is not eligible under the scheme
  • Age: Minimum 18 years to maximum age of 70 years at the time of final repayment

Documents

For Individuals:

  • Proof of identity (any one): PAN/Passport/Driver’s Licence/Voter ID
  • Proof of Address (any one): Passport/Driver’s Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill
  • Proof of Income (any one): For salaried: Latest 6 Month Salary/Pay Slip and One-year ITR/Form16 For Self-employed: Last 3 years ITR with Computation of Income/Profit & Loss Account/Balance\ Sheet/Capital Account Statement

For Other than Individuals

  • KYC of Partners/Directors
  • PAN Card copy of Company/Firm
  • Regd. Partnership Deed/MOA/AOA
  • Certificate of incorporation as applicable
  • Account statement for last 12 months
  • Firm’s Audited Financials for the last 3 years

FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


Rate of Interest (ROI)

  • ROI is linked with CIBIL Personal Score (in case of individuals)
  • Ranging from 8.45%
  • ROI is calculated on daily reducing balance
  • For more details Click Here

Charges

  • PPC For Individuals: One time @0.25% of Loan amount: Min. Rs. 1500/- to Max. Rs. 20000/-
  • PPC For Other than Individuals: One time @0.50% of Loan amount: Min. Rs. 3000/- to Max. Rs. 40000/-

FOR MORE INFORMATION
Please send SMS-‘Star Home Loan’ to 8467894404
Give a missed call to 8010968370


*Terms & Conditions apply. For further details, Please contact your Nearest Branch


What is a Home Loan, and how does it work?

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

What are the eligibility factors for a Bank of India Home Loan?

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

What documents are required to apply for a home loan?

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

What are fixed and floating interest rates?

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

Can I prepay or foreclose my home loan before the loan tenure ends?

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

A home loan is a financial product offered by the Bank of India that helps you finance the purchase of your dream home. The bank provides you with the required funds, which you repay in monthly instalments over a predetermined period. This allows you to own a home without having to pay the entire cost upfront.

The Bank of India considers various factors to determine your home loan eligibility. These factors include your income, employment stability, credit history, and the property's value. The bank assesses these criteria to ensure that you can comfortably repay the loan amount.

When applying for a home loan with the Bank of India, you typically need to provide proof of identity, address, income, and property-related documents. These may include PAN card, Aadhaar card, salary slips, bank statements, property papers, and more. The bank will provide you with a comprehensive checklist of required documents. Required documents can also differ between individuals and entities other than individuals.

The Bank of India offers floating interest rates for home loans. A floating rate fluctuates based on market conditions, potentially resulting in varying EMIs. You can choose the type of interest rate that suits your financial preferences.

Yes, you can prepay or foreclose your home loan with the Bank of India. However, certain terms and conditions may apply, including prepayment charges or penalties. It's advisable to consult with the professional advisors at the Bank of India regarding specific prepayment policies or foreclosure to make an informed decision

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