Eligibility criterion for individual borrowers under cluster
- All business entities engaged in manufacturing /services and should be classified under MSME, as per MSMED act.
- All business entities should have valid GST Registration, wherever it is applicable.
Security criterion for individual borrowers
CGTMSE covered accounts:
- CGTMSE coverage should be obtained in all eligible accounts.
- Coverage under Hybrid Security Product of CGTMSE to be encouraged.
Non CGTMSE Covered accounts:
- For Working Capital :Minimum CCR: 0.65
- For Term Loan /Composite Loan: Minimum FACR:1.00
FOR MORE INFORMATION
Please send ‘SME’ to 7669021290
Just give a missed call on 8010968334
* ଚୁକ୍ତିନାମା ପ୍ରଯୁଜ୍ୟ | ଅଧିକ ବିବରଣୀ ପାଇଁ, ଦୟାକରି ଆପଣଙ୍କର ନିକଟତମ ଶାଖା ସହିତ ଯୋଗାଯୋଗ କରନ୍ତୁ |