Eligibility criterion for individual borrowers under cluster

  • All business entities engaged in manufacturing /services and should be classified under MSME, as per MSMED act.
  • All business entities should have valid GST Registration, wherever it is applicable.

Security criterion for individual borrowers

CGTMSE covered accounts:

  • CGTMSE coverage should be obtained in all eligible accounts.
  • Coverage under Hybrid Security Product of CGTMSE to be encouraged.

Non CGTMSE Covered accounts:

  • For Working Capital :Minimum CCR: 0.65
  • For Term Loan /Composite Loan: Minimum FACR:1.00

Please send ‘SME’ to 7669021290
Just give a missed call on 8010968334

*നിബന്ധനകളും വ്യവസ്ഥകളും ബാധകമാണ്. കൂടുതൽ വിവരങ്ങൾക്ക്, ദയവായി നിങ്ങളുടെ അടുത്തുള്ള ബ്രാഞ്ചുമായി ബന്ധപ്പെടുക