As applicable to Micro Enterprises

Sanction Limit
0.50 lakh to less than 2 lakh 1Yr RBLR+BSS+CRP(1%)
2 Lakh to upto 5Lakh 1Yr RBLR+BSS+CRP(2%)

Disposal of loan application

Maximum time schedule as per the amount of the proposals under MSME advances is as under:

Credit Limits Time schedule (maximum)
Upto Rs.2 lakh 2 weeks
Above Rs.2 lakh & upto Rs.5 lakh 4 weeks

Credit Risk Rating

No credit rating, since maximum credit limit proposed is below Rs 5 lakhs

Other terms & conditions

  • All accounts should be sanctioned subject to satisfactory report from CIBIL [Credit Information Bureau (India) Limited]
  • Sale proceeds of goods supplied to Government Departments by all the Handloom weavers routed through their accounts to keep the accounts in order.

Please send ‘SME’ to 7669021290
Just give a missed call on 8010968334

*നിബന്ധനകളും വ്യവസ്ഥകളും ബാധകമാണ്. കൂടുതൽ വിവരങ്ങൾക്ക്, ദയവായി നിങ്ങളുടെ അടുത്തുള്ള ബ്രാഞ്ചുമായി ബന്ധപ്പെടുക