• Contributions can be Monthly or Quarterly or Half yearly basis through auto debit facility from saving Bank account.
  • APY subscriber can upgrade/downgrade their pension amount once in a financial year.
  • Premature exit from APY is permitted any time.
  • It is mandatory to provide nomination and spouse details in APY account.
  • Income Tax payers are not eligible for APY scheme from 01.10.2022.

Grievance redressal

Customer can either approach their base branch or submit the grievance over our email - Apy.Boi@bankofindia.co.in .