- Nominal processing charge
- Loan available upto 85 % of Gold value.
- Easy repayment terms
- Overdraft facility available.
- No pre closure charges
- Attractive rate of Interest.
- Special Concession in ROI for hallmarked jewellery*
To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.
Any individual who is lawful owner of Gold jewellery/ornaments/coins.
Quantum of finance
For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh
Before applying you must have
- KYC documents(identity proof and address proof)
- Gold jewellery/coin that can be pledged.
- Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.
Rate of Interest
|Activity||Repayment Upto 12 months||Repayment Above 12 months upto 36 months|
|Agriculture||1-Y MCLR||1-Y MCLR+0.30%|
|Food and Agro||RBLR+0.50%||RBLR+0.80%|
|Consumption/Non priority||1-Y MCLR+1.15%||1-Y MCLR+1.65%|
|Upto 1.00 lakh||Nil|
|Over 1.00 lakh to Rs.5.00 lacs||Rs.125/- per lakh; Max. Rs.250/-|
|Over Rs.5.00 lacs||Rs.125/- per lakh; Max. Rs.1000/-|