• Nominal processing charge
  • Loan available upto 85 % of Gold value.
  • Easy repayment terms
  • Overdraft facility available.
  • No pre closure charges
  • Attractive rate of Interest.
  • Special Concession in ROI for hallmarked jewellery*

For more information
please send SMS-‘GOLD’ to 7669021290
give a missed call to 8010968370


To meet Credit needs for all type agriculture related activity, business related activity or for consumption needs.


Any individual who is lawful owner of Gold jewellery/ornaments/coins.

Quantum of finance

For Agricultural/ MSME/ Retail and Other Personal needs: Maximum Rs.50 Lakh

Before applying you must have

  • KYC documents(identity proof and address proof)
  • Gold jewellery/coin that can be pledged.
  • Land holding particulars if purpose is Agri and loan amount> Rs.2.00 lacs.


Rate of Interest

Activity Repayment Upto 12 months Repayment Above 12 months upto 36 months
Agriculture 1-Y MCLR 1-Y MCLR+0.30%
Food and Agro RBLR+0.50% RBLR+0.80%
MSME/OPS RBLR+0.80% RBLR+1.30%
Consumption/Non priority 1-Y MCLR+1.15% 1-Y MCLR+1.65%

Processing Charges

Limit Charges
Upto 1.00 lakh Nil
Over 1.00 lakh to Rs.5.00 lacs Rs.125/- per lakh; Max. Rs.250/-
Over Rs.5.00 lacs Rs.125/- per lakh; Max. Rs.1000/-

For more information
please send SMS-‘GOLD’ to 7669021290
give a missed call to 8010968370