BOI  Loan/Overdraft Against Securities


  • Loans/Overdraft will be available in non-repatriable Indian Rupees.
  • As per RBI Guidelines loans will be made available for personal purposes or for carrying on business activities except for the purpose of re-lending or speculative purposes or carrying on agricultural/plantation activities or for investment in real estate business.
  • Repayment shall be made either by adjustment of the deposit or by fresh inward remittances from outside India.
  • The loan can also be repaid out of local rupee resources in the NRO account of the borrower.
  • For acquiring a flat/house in India for his/her own residential use subject to the provisions of the relevant Regulations made under the Act of Reserve Bank of India.
  • As per current RBI guidelines in force, Rupee loans is allowed to depositor / third party without any ceiling subject to usual margin requirements
  • For further details, please contact your nearest Bank of India Branch.


*Terms & Conditions apply. For further details, Please contact your Nearest Branch