- Contributions can be Monthly or Quarterly or Half yearly basis through auto debit facility from saving Bank account.
- APY subscriber can upgrade/downgrade their pension amount once in a financial year.
- Premature exit from APY is permitted any time.
- It is mandatory to provide nomination and spouse details in APY account.
- Income Tax payers are not eligible for APY scheme from 01.10.2022.
Customer can either approach their base branch or submit the grievance over our email - Apy.Boi@bankofindia.co.in .